| Home insurance policies are
basically divided into two different types- buildings insurance and contents insurance.
Buildings cover insures the structure and fabric of your home against damage whilst
contents insurance will protect your possessions inside the house- your furniture,
personal belongings and furnishings.
Buildings and contents insurance are separate policies and can be held with
different companies providing UK home insurance, though you may find it more convenient
to take out policies with the same company.
There are also optional extras and specialist types of insurance policy that
you can procure. Read more by following the links below:
Other specialist policies
If you have a special building such as a thatched cottage or an unusual situation
then you might need specialist UK home insurance. There are many different home
insurance schemes available including those for first time buyers, over 50s, over
40s, dog owners, neighbourhood watch members, those of a particular professional
occupation or for houses equipped with alarms or smoke alarms. Often these policies
are not perceptibly advertised so simply contact your chosen UK home insurance
company and ask them for details of their specialist cover.
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